The process of a Will or Grundy County, Illinois bankruptcy can be confusing and intimidating. Our job is to make it simple. This website and our Will County bankruptcy blog can answer many of the common questions regarding Joliet, Will, or Grundy County bankruptcy. If you don’t have time to read our websites just give us a call or send us an email and we can answer all of your questions immediately. If you would like to speak directly with a Joliet bankruptcy lawyer the same day you call we can often accommodate your request. Most people never imagined they would need to file a Will County or Grundy County bankruptcy or would be calling a Will County bankruptcy lawyer. But life can be unpredictable. We can help.
Who Files for Bankruptcy?
Joliet, Shorewood, Plainfield, Bolingbrook, Romeoville, Morris, and many other Will and Grundy County Residents who have lost a job, recently been divorced, are in the middle of a foreclosure, have a wage garnishment, fallen behind on medical, credit card, or house bills, or who are making less at work than before, are often they types of clients we can help. Almost anyone who wants a fresh start can file for bankruptcy in Joliet and Will County.
What is Bankruptcy and How Does it Work?
Chapter 7 Bankruptcy is the most common type of bankruptcy filed by Joliet, Will and Grundy County consumers. The object of filing Chapter 7 in Will /Grundy County is to obtain a discharge of all your unsecured debts, such as credit cards, and even most judgments. A court “discharge” simply means that you never have to pay any of these debts back!
Chapter 7 is a very powerful tool, providing a fresh start, free from debt, but it is not for everyone. To qualify for Chapter 7 bankruptcy in Will County, the debtor must be able to demonstrate that he or she truly cannot afford to pay any of his or her debts after necessary living expenses are paid. Our Joliet bankruptcy lawyers do the work to determine if you qualify. Yes, we include your bankruptcy evaluation as part of our free consultation! We do not make you pay to simply evaluate your case like many other firms.
How Much Does Bankruptcy Cost?
We offer one of the most affordable bankruptcy services in Will County and beyond. Our Will County clients including cities and towns such as Joliet, Plainfield, Bolingbrook, Romeoville, Shorewood, Morris and Crest Hill tell us every day how we offer the best rates they could find. We are not like the big commercial bankruptcy firms you see on TV or hear on the radio. They charge you ridiculous fees to hire a bankruptcy attorney because they are essentially charging you for their advertising costs. We take a different philosophy by only charging you an affordable rate to retain a Joliet bankruptcy attorney. We count on the fact you will tell your friends about us and the great service that you received while with our Joliet law firm. This is how we advertise. Since our advertising is free, we don’t pass the costs down to you. We only charge you for the work it takes to file your bankruptcy, period.
How Do I Get Started?
To get started just simply give us a call or send us an email. We can do a quick evaluation of your case and quote you an approximate fee. We will then set up a meeting at your convenience to meet in person. In most cases before the meeting, we will send you an email or mail you a package containing two documents:
- client intake sheet; and
- a checklist of items needed to file bankruptcy.
Once you fill out the intake sheet and bring us the items requested on the checklist, we can get started!! It is that easy.
What Should I Expect From My Will County Bankruptcy Lawyer?
You should expect an experienced Joliet bankruptcy lawyer who will take the time to explain the bankruptcy process in detail and to relay the information to you in ‘layman’s terms’ so that you feel comfortable with every step of the process. You should expect a Joliet bankruptcy attorney that you can contact and speak with directly if you have any questions. You should expect a Joliet bankruptcy lawyer who understand the local rules and practices of filing a bankruptcy case here in Will County, IL. You should expect a polite and professional bankruptcy lawyer who treats colleagues, Judges, and clients with respect and dignity. Most of all you should expect a Will County bankruptcy lawyer who cares about your case and is willing to work hard for you. You can expect all of the above from our Joliet law firm. We expect nothing less from ourselves.
Important Bankruptcy Topics/Questions:
- Your Top Ten Bankruptcy Questions Answered Here
- Credit After Bankruptcy
- Car Repossession
- Chapter 7 vs. Chapter 13
- Illinois Bankruptcy Timeline
- The 7 Steps to Filing Your Will County Bankruptcy
- Save Your Home from Foreclosure
- Stop Wage Garnishment
- How much does bankruptcy cost?
- What do I get to keep after bankruptcy?
Common Mistakes Before Filing Bankruptcy:
- Using Credit Cards Before Filing
- Leaving out Creditors On Your Bankruptcy
- Deciding to Reaffirm Debt That Will Cause You Financial Stress After Bankruptcy
- Filing A Bankruptcy When You Are Expecting A Large Tax Return
- Using Your Retirement to Pay Unsecured Creditors Before Filing a Bankruptcy
- Putting Off Bankruptcy
- Paying Back Loans to Friends and Family Members Before Filing Bankruptcy
Please call Hamilton & Antonsen, Ltd. at 815.729.9220 or email us for your free consultation. We serve Will County, Grundy County, Cook County, DuPage County, Kankakee County, Joliet, Lockport, Shorewood, Morris, New Lenox, Romeoville, Bolingbrook, Plainfield, Crest Hill, Aurora, and Chicago. If you would like even more detailed information about bankruptcy please visit our Will County Bankruptcy Blog by clicking on the link below. Thank you!