The process of a Will County bankruptcy can be confusing and intimidating. Our job is to make it simple. This website and our Will County bankruptcy blog can answer many of the common questions regarding Joliet or Will County bankruptcy. If you don’t have time or do not want to bother looking around, just give us a call or send us an email and we can answer all of your questions immediately. Most people never imagined they would need to file a Will County bankruptcy or would be calling a Will County bankruptcy lawyer. But life can be unpredictable. We can help.
Who Files for Bankruptcy?
Joliet, Shorewood, Plainfield, Bolingbrook, Romeoville and many other Will County Residents who have lost a job, recently been divorced, are in the middle of a foreclosure, have a wage garnishment, fallen behind on medical, credit card, or house bills, or who are making less at work than before, are often they types of clients we can help. Almost anyone who wants a fresh start can file for bankruptcy in Joliet and Will County.
What is Bankruptcy and How Does it Work?
Chapter 7 Bankruptcy is the most common type of bankruptcy filed by Joliet and Will County consumers. The object of filing Chapter 7 in Will County is to obtain a discharge of all your unsecured debts, such as credit cards, and even most judgments. A court “discharge” simply means that you never have to pay any of these debts back!
Chapter 7 is a very powerful tool, providing a fresh start, free from debt, but it is not for everyone. To qualify for Chapter 7 bankruptcy in Will County, the debtor must be able to demonstrate that he or she truly cannot afford to pay any of his or her debts after necessary living expenses are paid. We will do the work to determine if you qualify. Yes, we include this evaluation as part of our free consultation. We do not make you pay to simply evaluate your case like many other firms.
How Much Does Bankruptcy Cost?
We offer the some of the most affordable bankruptcy services in Will County and beyond. Our Will County clients including cities and towns such as Joliet, Plainfield, Bolingbrook, Romeoville, Shorewood, and Crest Hill tell us every day how we offer the best rates they could find. We are not like the big commercial bankruptcy firms you see on TV or hear on the radio. They charge ridiculous fees because they are essentially charging you for their advertising costs. We take a different philosophy by only charging you an affordable rate. We count on the fact you will tell your friends about us. This is how we advertise. Since our advertising is free, we don’t pass the costs down to you. We only charge you for the work it takes to file your bankruptcy, period.
How Do I Get Started?
To get started just simply give us a call or send us an email. We can do a quick evaluation of your case and quote you an approximate fee. We will then set up a meeting at your convenience to meet in person. In most cases before the meeting, we will send you an email or mail you a package containing two documents:
- client intake sheet; and
- a checklist of items needed to file bankruptcy.
Once you fill out the intake sheet and bring us the items requested on the checklist, we can get started!! It is that easy.
Important Bankruptcy Topics/Questions:
- Your Top Ten Bankruptcy Questions Answered Here
- Credit After Bankruptcy
- Car Repossession
- Chapter 7 vs. Chapter 13
- Illinois Bankruptcy Timeline
- The 7 Steps to Filing Your Will County Bankruptcy
- Save Your Home from Foreclosure
- Stop Wage Garnishment
- How much does bankruptcy cost?
- What do I get to keep after bankruptcy?
Please call Hamilton & Antonsen, Ltd. at 815.729.9220 or email us for your free consultation. We serve Will County, Grundy County, Cook County, DuPage County, Kankakee County, Joliet, Lockport, Shorewood, Morris, New Lenox, Romeoville, Bolingbrook, Plainfield, Crest Hill, Aurora, and Chicago. If you would like even more detailed information about bankruptcy please visit our Will County Bankruptcy Blog by clicking on the link below. Thank you!