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How Long Do You Have to Wait to Purchase a Home After a Foreclosure on a Previous Home?
If you are an Illinois resident living in Joliet or Will County who has been involved in a foreclosure or short sale of your home, you may want to know how long you have to wait in order to purchase a new home. The time a resident must wait will depend on many...
What Debts Are Not Dischargeable in a Will County, Illinois Bankruptcy?
Filing for bankruptcy can be a difficult thing to do. When you are filing in Joliet or Will County, Illinois, knowledge of the debts that may be dischargeable in the process is important to know, as it can contribute to your decision to file. In Illinois, there are...
Can I File for Bankruptcy in Illinois Even if I’m Not Behind on My Bills?
An Illinois resident living in Will County or Joliet who is not behind on their bills but never feels like they are gaining any ground may consider filing for bankruptcy. However, many people assume that if you are not behind on your bills you either cannot file for...
Can I Get a Lower Fine for a No Insurance Ticket?
Driving without in insurance in Joliet or Will County, Illinois could result in some very high fines. The minimum fine for traffic in Illinois is $500 for a first time offense. The maximum fine is $1,000 for a first time offense. An Illinois’ resident who is fined for...
Can I Erase My Student Loans After Filing Bankruptcy in Will County, Illinois?
The general rule states that student loans will typically not be erased after filing for bankruptcy. There are two exceptions to this generalization. In order for the exceptions to apply, the court must decide that the particular facts in the case are worthy of such...
What Happens if I Just Ignore Divorce Papers and Don’t Show Up in Court?
In Will County or anywhere in llinois, if you decide to ignore divorce papers and not show up in court, the case will proceed without you. Under Illinois law, if the spouse filing for divorce can prove that there are “grounds” for a divorce, the divorce will proceed....
Can We Use the Same Attorney in a Will County, Illinois Divorce Proceeding?
In Joliet, Will County and across Illinois, spouses are prohibited from using the same attorney in a divorce proceeding. There are typically no exceptions to this rule. It is simply unethical for an attorney to represent two people with competing interest and they are...
Does It Matter Who Files For Divorce First In a Will County, Illinois Divorce Case?
Generally in Joliet or anywhere in Will County, Illinois, it does not matter who is first in filing for a divorce. The person to file for the divorce first is known as the Plaintiff or the Petitioner, while the other person is the Defendant or Respondent. It is...
Can a Chapter 7 Bankruptcy Stop My Wage Garnishment?
If you are an Illinois resident living in Joliet or Will County, Illinois and are currently having, or expect to have your wages garnished, filing for chapter 7 bankruptcy may stop the garnishment. Wage garnishment happens when a creditor gets a money judgment against...
How Do I Expunge My Criminal Record in Will County, Illinois?
If you live in Joliet or Will County, Illinois, and have struggled one way or another because of a criminal conviction on your record, what can you do? In 2010 Illinois passed the Criminal Identification Act which will allow you, or anyone you know with a criminal...
Do I Need to Repay My Creditors Back in a Chapter 13 Bankruptcy?
If you are a resident of Joliet or Will County, Illinois and are thinking or declaring chapter 13 bankruptcy, an important question that will weigh heavily on your decision is; do you repay your creditors in a chapter 13 bankruptcy? The answer unfortunately is, maybe....
What is a Deficiency Balance in an Illinois Foreclosure?
A deficiency balance in a Will County or Illinois foreclosure is a remaining balance that is left over when the property is sold and the amount received for the property during the sale is not enough to pay off the mortgage loan. For example, if the total mortgage...
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