Will & Grundy County Bankruptcy

Those who have lost a job, recently been divorced, are in the middle of a foreclosure, have a wage garnishment, fallen behind on medical, credit card, or house bills, or who are making less at work than before are often they types of clients we can help.  Almost anyone who wants a fresh start can file for bankruptcy in Joliet and Will County. 

Chapter 7 Bankruptcy is the most common type of bankruptcy filed locally, but in order to file you need to meet certain income standards. Generally, the object of filing a Chapter 7 is to obtain a discharge of all your unsecured debts, such as credit cards, and even most judgments. A court “discharge” simply means that you never have to pay any of these debts back if they qualify! Chapter 7 is a very powerful tool, providing a fresh start helping you get free from debt, but it is not for everyone. To qualify for Chapter 7 bankruptcy in Will County, the debtor must be able to demonstrate that he or she truly cannot afford to pay any of his or her debts after necessary living expenses are paid. Our Joliet bankruptcy lawyers will do the work to determine if you qualify. Yes, we include your bankruptcy evaluation as part of our free consultation! We do not make you pay to simply evaluate your case like many other firms. If you do not qualify for a Chapter 7 bankruptcy or have assets that you want to protect a Chapter 13 bankruptcy might be the right solution for you. A Chapter 13 is essentially a reorganization of debt that protects you from creditors and allows you to repay a portion of your debt over time while protecting certain assets.

We offer one of the most affordable bankruptcy services in Will County and beyond. Our Will County clients tell us every day how we offer the best rates they can find. We are not like the big commercial bankruptcy firms you see on TV or hear on the radio. Many of these bankruptcy firms charge ridiculous fees because they are essentially charging you for their advertising costs. We take a different philosophy by only charging you an affordable rate to retain a Joliet bankruptcy attorney. We rely on referrals as our main source of advertising.

To get started just simply give us a call or send us an email.  We can do a quick evaluation of your case and quote you an approximate fee. We will then set up a meeting at your convenience either over the phone or in person.

You should expect an experienced Joliet bankruptcy lawyer who will take the time to explain the bankruptcy process in detail and to relay the information to you in ‘layman’s terms’ so that you feel comfortable with every step of the process. You should expect a Joliet bankruptcy attorney that you can contact and speak with directly if you have any questions. You should expect a lawyer who understand the local rules and practices of filing a bankruptcy case here in Will County, IL.  You should expect a polite and professional bankruptcy lawyer who treats colleagues, Judges, and clients with respect and dignity. Most of all you should expect a Will County bankruptcy lawyer who cares about your case and is willing to work hard for you.  You can expect all of the above from our Joliet law firm. We expect nothing less from ourselves.